Every truck used for business needs some sort of specialized truck insurance. The same holds true for tow trucks. The reality is that every tow truck business is unique and there is no one-size-fits-all insurance product that meets the needs of every tow truck business.
There is a common misconception that all auto insurance policies include towing insurance. If you are a tow truck driver, do not assume your vehicle or your workplace activities will be covered by your regular auto insurance policy. Though such a policy might provide a bit of coverage, this coverage will be limited. The bottom line is you need towing insurance. Here’s why.