Month: July 2021

6 Types of Insurance You Need for Your Towing Business

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While a tow truck service protects the cars of other people, you might wonder who protects the trucks and drivers of the actual towing business.

The answer is, insurance companies. If you’re a trucker or run a fleet, purchasing insurance for your tow truck business would be an ideal way to add protection. While buying insurance can be an easy process, finding the right policy for your trucking business is enough to overwhelm you.

We say this because there is no insurance policy specifically designed for the tow truck business. However, there are many options you can select to make one comprehensive policy to provide your business with the coverage it needs.

Don’t fret if you have no idea how to go about it. Here we’ve enlisted six types of insurance that you can use to protect your trucks and drivers.

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Car’s Been Towed? Here’s What to Do

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Your tow truck insurance renewal rate depends on many factors.

Returning to your parking spot and finding a space instead of your car is a dreadful experience. The thought of your car being towed or stolen is enough to take a toll on you. No matter how long you have been driving or how careful of a driver you are, there is no guarantee that you won’t experience this at least once.

So what should you do if your car’s been towed?

The first step is to figure out why your vehicle was towed and then act accordingly. Since no one expects or plans to have their car towed, here is your action plan in case this ever happens to you.

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Tow Truck Drivers Ask Other Drivers to Slow Down

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tow truck at night

According to the CDC, tow truck drivers are at a higher risk of losing their lives than other drivers. That is the reason most states such as Washington and Oregon require drivers to lower the speed when passing a tow truck. Unfortunately, many drivers don’t slow down even after the warning of a $140 ticket.

The drivers are usually in hurry and drive without paying attention to the road. Due to this, tow truck drivers have to deal with the fear of injury and death on a regular basis.

Let’s plunge into the discussion to understand why paying attention to the plea of tow truck operators and slowing down on the road is crucial.

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6 Fun Facts about Tow Trucks

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You must have seen tow trucks carrying broken-down cars to the repair center plenty of times while you’ve been on the road. Towing involves attaching a non-functioning vehicle to a tow truck and transporting it to a designated area or location. The traffic department is often towing away illegally parked or abandoned cars.

Towing has been around for centuries now. However, back then it was the animals and sometimes humans responsible to carry out this tedious task. Thanks to the modern-day automotive industry we do not have to burden animals or humans to do this work. Instead, we have specialized vehicles known as tow trucks to carry out these jobs.

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What to Do if You Need Your Car Towed

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Speeding can have major consequences for your tow truck insurance rates.

Collisions and accidents are fairly common when you drive. In scenarios like these you often need to have your car towed to a mechanic or repair shop.  While the option seems convenient and easy to solve the problem, it is essential to know what you should look out for when your tow truck arrives.

Fortunately, there are steps that can help you avoid any sticky situation when you have your car towed.  Here is a rundown of what you need to know if you ever need your vehicle towed.

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