If I Need a Transmission Repair for My Tow Truck, Does My Insurance Cover This?

If you drive a tow truck, you understand that you have to take care of it. No-brainer.

You have to rotate the tires, change the oil, and make sure that you get other parts of your truck maintained on time. If your tow truck requires repairs, some could be expensive. For example, if you find that your tow truck has a faulty transmission, you may be wondering how you are going to cover the cost of this repair. Is this going to be covered by your insurance policy? There are several points you should understand.

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If Someone Takes Something from the Seat of My Tow Truck, Is it Covered?

If you have a tow truck, you need to make sure it is adequately protected. After all, this is a valuable investment, so you need to protect it accordingly. When you are looking for tow truck insurance, you are probably looking for protection against severe weather, collision, and expensive repair bills.

On the other hand, what do you have in your tow truck on a daily basis? Is it valuable to you? If so, you need to make sure you protect your tow truck against the possibility of the theft of personal belongings. If someone steals something from your tow truck, is it covered?

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6 Reasons why You Need Towing Insurance

It's important to read your tow truck insurance policy

There is a common misconception that all auto insurance policies include towing insurance. If you are a tow truck driver, do not assume your vehicle or your workplace activities will be covered by your regular auto insurance policy. Though such a policy might provide a bit of coverage, this coverage will be limited. The bottom line is you need towing insurance. Here’s why.

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Guide to Fuel Cards for Towing Companies

Guide to Fuel Cards for Towing Companies

A towing business often has several operations, which have to be functioning at optimal levels. These can include operations such as ensuring trucks have sufficient fuel to get to clients in need. However, this sometimes proves to be a challenge, as fuel sometimes runs out, and trucks require refilling. Using traditional techniques, such as cash payment can also compound the issue.

Thus, this guide on fuel cards for towing companies should be an excellent recommendation.

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The Best Software Tools for Towing Companies

The right software tool can revolutionize practically any company — including those in the towing industry. But what kind of software tools are the best for towing companies? What software can improve upon their resource management? There will always be general customer relationship management (CRM) suites and enterprise resource planning (ERP) software, but there are systems that are specifically tailored for (and useful to) towing companies.

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Tow Truck Marketing Tips for 2021

marketing tow truck business in 2021

Earning greater profits for your towing business requires an investment of time and money. If you don’t like the sound of that because your budget is tight, take heart. Tow truck marketing can be as simple as making a good first impression. We offer additional tips for tow truck marketing in 2021 below.

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Fourth Annual Slow Down, Move Over Rally Recap

Kristina Insley, our Assistant VP and rep from our parent company InsuranceHub, attended the fourth annual Slow Down Move Over Rally held in Alabama on December 6, 2020. InsuranceHub sponsored this event along with five other companies in the transportation industry. The purpose of the rally was to raise awareness of the dangers tow truck drivers face daily and the laws in place to protect them.

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Vehicle camera guide for tow truck drivers

truck camera towing insurance

Vehicle cameras for tow trucks accommodate drivers in several ways by improving their field of vision, providing an additional level of security, and potentially decreasing tow truck insurance premiums. With many different types of vehicle cameras to choose from, drivers should take time to research the following cameras to decide which one best addresses their needs. Drivers may also save money by asking tow truck insurance agencies if they offer discounts on premiums that include the use of a vehicle camera.

Rearview Backup Cameras for Tow Trucks

Attached to the dashboard nearest to the steering wheel, backup cameras allow drivers to see what is behind them without turning around or craning their necks. Backup cameras significantly improve the amount of control drivers have over a tow truck by allowing them to see what’s in front of them and what’s behind them simultaneously. Even when towing a large vehicle that would normally block the view behind them, drivers using rearview backup cameras will have no difficulty seeing people or small objects at the rear of their truck. Some backup cameras provide images with grids overlaid to further enhance a driver’s ability to judge the locations of objects behind them. For tow truck drivers who do a lot of runs after dark, backup cameras with night vision capability illuminate darker areas with infrared LED light.

Dual-facing Dashboard Recording Cameras

Dashcams record what is happening outside and inside a tow truck while it is parked or in use. Tow truck drivers use recording cameras to capture real-time video of break-ins, accidents or unsafe driver behavior. This evidence is essential for proving insurance claims, accident liability and reasons for firing a reckless driver. Dashcam videos are also time/date-stamped to ensure fleet managers have the appropriate evidence they need when litigating a false claim.

We can help you save on your tow truck insurance.

Hidden Cameras

Some tow truck drivers and tow truck fleet owners may benefit from installing hidden dash cams instead of visible dash cams. Circumstances warranting the use of hidden cameras include working in areas where crime is higher than normal, having difficulty in the past finding good drivers or adhering to insurance policy rules that determine the rates of policy payments.

Is It Complicated to Install Vehicle Cameras?

As long as you have the right tools, it’s not hard to install a rearview or dash camera. Most come with instructions and the hardware needed to complete installation (brackets, screws, wiring) but you’ll at least need a drill to make holes through which to mount camera brackets. Backup cameras can be mounted to license plates using a metal bar that sits atop a license plate. The alternative is replacing the license plate frame with one that accommodates the installation of a backup camera. Before purchasing a camera for your tow truck, read the specifications carefully to make sure it can be fitted to your truck’s dimensions and that it does what you want it to do.

Having tow trucks equipped with rearview and dash cameras can help reduce the risk of accidents while avoiding the expense of false claims and theft. Learn more about the benefits of vehicle cameras when it comes to tow truck insurance rates by contacting us today.