So, if you have a tow truck business, you’ve probably heard it time and again: you need the right insurance to protect your business. Towing is a unique industry with a lot of risks, and that’s why having the right coverage is so crucial. There are many different tow truck insurance coverages that work together to protect your business in the event of an accident. We’ll explain how that works by going through a hypothetical accident that occurs within a hypothetical towing business.
Insurance
There are a lot of different types of tow truck and wrecker coverage out there. In this section of the blog, you’ll find various articles that deal with different topics relating to the insurance aspect of running a towing business. Our goal is to help decode all of the tow truck insurance-speak that’s out there so that you can make sure your business is getting the coverage that you need. There are a lot of risks for tow truck businesses, and we want to help you stay protected from them.
From garagekeepers insurance to wrongful repo, to garage liability, to physical damage, to auto liability, to on-hook/in-tow coverage, we can help answer any questions you might have about the coverage that you need to protect your tow truck business. Check out the articles below for some handy information about tow truck insurance. And feel free to call us to discuss your specific business and the coverage you need – we’re here to help!
What happens if I hit a deer with my tow truck?
Okay, so it’s kind of the worst nightmare of a lot of drivers, whether you’re driving an ordinary car or a tow truck: a deer darts out into the road right in front of you and you can’t help hitting it. Not only is it downright terrifying (and sad for the deer), but a deer can do a lot of damage to a vehicle. So, if you’re cruising along in your tow truck and all of a sudden – wham – you hit a deer, what happens? Are you covered by your tow truck insurance? We’ll explain.
Tips for getting garagekeepers insurance
As a tow truck business, there are a lot of potential risks out there. And that means there are different types of insurance that towing businesses need. (There are a lot of fancy insurance words out there that can be confusing and overwhelming.) One coverage that you might need to consider for your tow truck business is how to get garagekeepers insurance. Here are a few tips.
Getting insurance for a business that does incidental towing
A lot of businesses have tow trucks even though they don’t do towing for hire. For example, think about an auto shop that has a tow truck or two. They’re not doing towing as their main source of income – they have the shop. This is what could be called incidental towing. This is how you can approach getting insurance if your business does incidental towing.
How to keep your tow truck business afloat
Having a towing business is hard work. It’s definitely not easy, and it’s really important to help yourself out by doing everything you can to keep yourself in business. Think of it as doing yourself a favor – giving yourself your best chance. There are a few things to keep in mind so you can keep your tow truck business on its feet.
10 things that tow truck insurance agents want you to know
The world of tow truck insurance can be a little complicated and overwhelming. There are a lot of coverages to know about. So, how can you get to be a pro at tow truck insurance? What are some things you need to know about towing insurance? Well, here are a few things that tow truck insurance agents want you to know about it.
Why you need to read your tow truck insurance policy all the way through
Tow truck insurance might not be your favorite thing in the world. So, you might not be too thrilled about reading the many, many…many pages that your insurance agent sent you. It’s a paperweight – and it’s also your insurance policy. You might be tempted to shove it in a drawer somewhere and forget about it. But we’re going to give you a few reasons to dust it off and read every word.
How to get insurance if you have both an auto shop and tow trucks
If you have an auto shop and tow trucks, you might wonder how to go about getting insurance. How do you insure both the shop and the vehicles? It sounds complicated. You’ve got a lot on your plate when it comes to running the shop and managing the tow trucks. That’s why it’s so important to get the right coverage for your business – so that you can rest easy knowing that your shop is covered. Which brings us back to the question of how do you insure a business that has both an auto shop and tow trucks? We can help with that.
6 tips for growing your tow truck business
If you’ve got a tow truck business, your goal is probably to grow that business. That’s the name of the game, right? You want to have more tow trucks and more customers. Towing can be a very rewarding line of work. But when you’re growing a tow truck business, there are a few things you need to keep in mind.
5 tips for getting a used tow truck
The truck you buy for your towing business is one of the most important cost considerations you face. With the high cost and quick depreciation of new trucks, buying a used tow truck may be your best bet. Below we discuss some factors to consider before completing the purchase.
