How do tow truck insurance coverages work together?

Tow truck insurance coverages

So, if you have a tow truck business, you’ve probably heard it time and again: you need the right insurance to protect your business. Towing is a unique industry with a lot of risks, and that’s why having the right coverage is so crucial. There are many different tow truck insurance coverages that work together to protect your business in the event of an accident. We’ll explain how that works by going through a hypothetical accident that occurs within a hypothetical towing business

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What happens if I hit a deer with my tow truck?

Deer

Okay, so it’s kind of the worst nightmare of a lot of drivers, whether you’re driving an ordinary car or a tow truck: a deer darts out into the road right in front of you and you can’t help hitting it. Not only is it downright terrifying (and sad for the deer), but a deer can do a lot of damage to a vehicle. So, if you’re cruising along in your tow truck and all of a sudden – wham – you hit a deer, what happens? Are you covered by your tow truck insurance? We’ll explain. 

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Tips for getting garagekeepers insurance

Garagekeepers insurance

As a tow truck business, there are a lot of potential risks out there. And that means there are different types of insurance that towing businesses need. (There are a lot of fancy insurance words out there that can be confusing and overwhelming.) One coverage that you might need to consider for your tow truck business is how to get garagekeepers insurance. Here are a few tips.

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Getting insurance for a business that does incidental towing

Incidental towing

A lot of businesses have tow trucks even though they don’t do towing for hire. For example, think about an auto shop that has a tow truck or two. They’re not doing towing as their main source of income – they have the shop. This is what could be called incidental towing. This is how you can approach getting insurance if your business does incidental towing.

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How to keep your tow truck business afloat

Keep your tow truck business afloat

Having a towing business is hard work. It’s definitely not easy, and it’s really important to help yourself out by doing everything you can to keep yourself in business. Think of it as doing yourself a favor – giving yourself your best chance. There are a few things to keep in mind so you can keep your tow truck business on its feet.

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Why you need to read your tow truck insurance policy all the way through

It's important to read your tow truck insurance policy

Tow truck insurance might not be your favorite thing in the world. So, you might not be too thrilled about reading the many, many…many pages that your insurance agent sent you. It’s a paperweight – and it’s also your insurance policy. You might be tempted to shove it in a drawer somewhere and forget about it. But we’re going to give you a few reasons to dust it off and read every word.

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How to get insurance if you have both an auto shop and tow trucks

Auto shop insurance if you have tow trucks

If you have an auto shop and tow trucks, you might wonder how to go about getting insurance. How do you insure both the shop and the vehicles? It sounds complicated. You’ve got a lot on your plate when it comes to running the shop and managing the tow trucks. That’s why it’s so important to get the right coverage for your business – so that you can rest easy knowing that your shop is covered. Which brings us back to the question of how do you insure a business that has both an auto shop and tow trucks? We can help with that.

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