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How do you insure a tow truck company?
Tow trucks are a big deal. We can help you manage your risks and find the right coverage for your business.
Here at TowTruckInsuranceRates.com, we know tow trucks
Your business works hard to help other people. Your customers trust you with their cars, but there are a lot of risks that go along with operating a tow truck business. Whether you have a couple of trucks or an entire fleet, we can help you make sure that you’re protected from all the possible disasters that could hit your business. From wreckers to rollbacks, we’ve seen it all.
There are many different types of coverage that you can consider for your company, and we get that it’s overwhelming. Typically, you're looking at needing coverages like:
- Auto liability
- On-hook/in-tow coverage
- Physical damage
- General liability
- Garagekeeper's coverage
We want to make the process of insuring your tow truck company as easy and painless as possible, and we want to help you feel more secure knowing that you’ve got the coverage you need.
What affects your tow truck insurance premiums:
A policy for your tow truck insurance might include:
Auto Liability
Auto liability protects you and your drivers in the event of an accident.
On-Hook/In-Tow Coverage
On-hook coverage protects you while you’re transporting a customer’s car. If something were to happen to the car being hauled, such as a collision, you’d be covered.
Physical Damage
Physical damage coverage protects you in case of unforeseen disasters (i.e. a storm or deer strike) as well as accidents.
General Liability
This coverage provides protection for the business as a whole in case of bodily or property damage caused to someone else. (Note: this is often required if there is a salvage yard or repair shop)
Garagekeepers coverage
Garagekeepers coverage protects you if you keep your client’s cars in your shop or on your premises. Vandalism, theft, collision, and fire are the main risks that it is intended to cover.