- Get 3 Quick-
TOW TRUCK INSURANCE QUOTES IN PENNSYLVANIA
One of our foremost goals at Tow Truck Insurance Rates is to make insurance easy. Towing insurance doesn’t have to be stressful. When you work with our team of insurance agents, you’re working with professionals in the tow truck insurance field.
Get started with your Pennsylvania tow truck insurance quotes by filling out our online form or giving us a call today.
Save money on your Pennsylvania tow truck insurance by getting multiple quotes.
Shopping for tow truck insurance might not be your favorite thing to do. It can seem very overwhelming and daunting. But that’s why our team is here to help!
We can get quotes from multiple carriers so that you can compare prices and save money. We’ll go over the options with you so that you can choose the one that’s right for your business. We want you to be prepared for anything the job throws at you.
- WORK WITH AGENTS -
that know tow trucks
You don’t want just any insurance for your tow truck business. You’re looking for the best tow truck insurance in Pennsylvania. You want insurance that will really be there for you. And we can help you find it.
Our team of agents can help you get quality towing insurance. We’ve helped many businesses like yours get the coverage they need, so we understand the risks.
- WE KNOW THE COVERAGES -
you need for your tow trucks
Towing comes with many risks - it’s not for the faint of heart. The numerous risks are why so many towing coverages exist. Auto liability, physical damage, garagekeepers, on-hook/in-tow insurance, garage liability, wrongful repo...there are a lot of options to choose from. We’ll help you identify your risks so you can choose the coverages that are right for your business.
The tow truck insurance market has been tough, but we’re still determined to help towing businesses like yours save money on their insurance rates. We have relationships with many carriers, and with those connections, we can get you multiple quotes.
What is the average cost of tow truck insurance in Pennsylvania?
The average cost ranges from $5,000 to $9,000 annually per truck, depending on your business type, location, and driving history.
What types of coverage are required in Pennsylvania?
Most tow truck businesses need primary liability, physical damage, and on-hook towing insurance. Additional coverages like garagekeepers or uninsured motorist protection may also be recommended.
How can I lower my tow truck insurance rates?
Maintain clean driving records, bundle policies, pay annually, and work with an agent who has access to multiple carriers for better options.
Review the following coverages for your tow truck business:
How much is tow truck insurance in Pennsylvania?
Tow truck insurance in Pennsylvania typically costs between $450 and $750 per month per vehicle. That’s around $5,000 to $9,000 annually, depending on the coverage selected and risk factors.
Several factors influence the cost:
Location – Cities like Philadelphia or Pittsburgh may have higher rates than rural areas.
Type of towing – Roadside assistance and private property towing tend to be less expensive than repo or heavy-duty towing.
Driving history – Clean records lead to lower premiums.
Coverage types – Liability, physical damage, on-hook towing, and garagekeepers coverage all add to your total.
| Type of Coverage | Estimated Monthly Cost |
|---|---|
| Primary Liability Only | $350 – $500 |
| Liability + Physical Damage | $450 – $650 |
| Full Coverage + Add-Ons | $600 – $900 |
These are typical ranges. Your cost may vary based on your business and driving history.
Get Pennsylvania tow truck insurance that's right for your business.
We know that all tow truck businesses are different.
One thing all tow truck businesses in Pennslyvania have in common is that they're subject to the same insurance requirements. We know what those requirements are, so we’ll make sure you’re all set and have the appropriate coverage. Lastly, we'll ensure there are no gaps in your insurance that could lead to a big loss for your business.
Get more info about tow truck insurance in Pennsylvania:
You might be looking for some more information about towing in Pennsylvania. Check out the following resources:
The Pennsylvania Towing Association (PTA): The PTA was formed to confront the concerns, needs, and issues that tow truck drivers face. They also help connect towers throughout the state.
Pennsylvania Department of Transportation (PennDOT): PennDOT oversees the highways and roadways in Pennsylvania. They also manage other modes of transportation, such as air travel.
Pennsylvania Insurance Department (PID): The Pennsylvania Insurance Department oversees the enforcement of insurance laws and regulations in the state to protect consumers.
Federal Motor Carrier Safety Administration (FMCSA): The FMCSA is responsible for regulating and overseeing commercial motor vehicles in the United States. Their goal is to make the roads as safe as possible.
No matter where you are in
PENNSYLVANIA
we can help you get 3 free tow truck insurance quotes
Do you have a tow truck business in Philadelphia? Maybe you do roadside assistance in Pittsburgh. Or perhaps you own an auto body shop in Harrisburg and have a few wreckers to transport cars. Or you might do repo in Erie. Wherever you are in Pennsylvania and whatever kind of towing you do, we can help you get the tow truck insurance you need to protect your business.
Philadelphia
Pittsburgh
Allentown
Erie
Reading
Upper Darby
Scranton
Bensalem
Lancaster
Lower Merion
Abington
Bethlehem
Bristol
Millcreek
Harrisburg
Haverford
Lower Paxton
Middletown
Altoona
York
State College
Penn Hills
Hempfield
Wilkes-Barre
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