- Get 3 Quick-
TOW TRUCK INSURANCE QUOTES IN SOUTH CAROLINA
We know that tow truck insurance can be overwhelming. But our philosophy is to make the process of getting insurance as easy as possible. To get three free quotes for your tow truck insurance, all you have to do is fill out our quote form. It’s quick and easy!
Save money on South Carolina tow truck insurance by getting multiple quotes.
To help you know that you’re getting the best deal on your insurance, we’ll get you three rates to choose from. We’ll also make sure that you’re getting the coverage you need to protect your business.
To get started, all you have to do is fill out our online quote form and you’ll be ready to go!
- WORK WITH AGENTS -
that are experienced in tow truck insurance
You don’t want just any old tow truck insurance. You want the best tow truck insurance. So, you need agents that have lots of experience in the industry, and that’s us! We’ll help you create an insurance plan that’s tailored to your business. We know that your tow truck business is unique, so we’ll identify your risks and make sure that you’re protected. Let us find you the best tow truck insurance!
- WE CAN HELP YOU FIND THE COVERAGES -
you need for your tow trucks
Auto liability, garagekeepers, on-hook/in-tow, garage liability, wrongful repo, physical damage coverage...there are a lot of coverages out there. We can help evaluate your options and figure out what’s best for you.
The tow truck insurance industry has been rocky lately, and you might have had a hard time finding carriers that are willing to insure your business. But not to fear - we have access to numerous carriers that will indeed write for tow trucks. Since we have connections with these carriers, we like the odds that we’ll be able to save you money.
Review the coverages you may need for your towing business:
In South Carolina, tow truck operators must carry commercial auto liability insurance to comply with state regulations. Most towing businesses are required to carry a minimum of $750,000 in liability coverage, but higher limits may apply depending on the type of operation and vehicles towed.
If your tow trucks cross state lines or transport vehicles over certain weights, federal filings like MCS-90 may also be required.
In addition to liability insurance, South Carolina tow truck companies should also consider:
- On-Hook Towing Insurance is essential because it protects your business if a customer's car is damaged while being towed. This coverage is considered a standard requirement by most carriers for tow operations.
- Garagekeepers Legal Liability is strongly recommended (and often required) if you store customers' vehicles overnight or for extended periods.
- Uninsured Motorist Coverage as required by SC law
These insurance requirements are critical to avoid fines, license suspensions, and out-of-pocket losses.
Who needs tow truck insurance in South Carolina?
- Roadside Assistance Providers who tow stranded vehicles
- Auto Repair Shops that transport customer vehicles
- Repossession Companies
- Private Vehicle Haulers or collectors transporting vehicles
- Flatbed and Wheel-Lift Truck Operators
If your business involves towing for any reason—whether part-time or full-time—you must meet the state's insurance requirements.
Get South Carolina tow truck insurance that's right for your business.
Your tow truck business is one of a kind.
And likewise, every state has different insurance requirements for tow truck businesses, and we happen to know what those are for South Carolina. We’ll make sure that you're meeting the necessary requirements for your business.
Also, we'll make sure that you know what your policy covers so you aren't surprised by any exclusions or gaps in your coverage.
Get more info about tow truck insurance in South Carolina:
Looking for some more information about towing and insurance in South Carolina? We’ve got some helpful links for you right here.
Towing and Recovery Association of South Carolina (TRASC): TRASC is the voice of the tow truck industry in the state of South Carolina.
Federal Motor Carrier Safety Administration (FMCSA): The FMCSA oversees Commercial Motor Vehicles in the United States.
South Carolina Dept. of Insurance (SCDOI): SCDOI oversees the insurance industry in South Carolina to protect the interests of insurance consumers.
South Carolina Department of Transportation (SCDOT): The SCDOT oversees South Carolina’s transportation systems, including roadways and highways.
No matter where you are in
SOUTH CAROLINA
we can help you get 3 free tow truck insurance quotes
Roadside assistance business in Spartanburg? We've got you. Repo operation in Mauldin? Absolutely. Auto body shop with a couple of trucks in Goose Creek? You know it. Fleet of wreckers and rollbacks in Charleston? You bet.
Columbia
Charleston
North Charleston
Mount Pleasant
Rock Hill
Greenville
Summerville
Sumter
Goose Creek
Hilton Head Island
Florence
Spartanburg
Myrtle Beach
Aiken
Greer
Anderson
Mauldin
Greenwood
North Augusta
Taylors
St. Andrews
Socastee
Hanahan
Conway
- Learn More -
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Most tow operators know their on-hook coverage protects the vehicle being towed. Fewer understand what happens to the personal belongings inside that vehicle, or to the freight inside a commercial truck being recovered from an accident scene. When customers file claims for stolen or damaged property inside a towed vehicle, operators often discover that neither … Read more
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Predatory Towing Laws: What’s Changing in 2026
The towing industry has spent the last few years in the crosshairs of state legislators, consumer protection advocates, and major trucking organizations pushing for stronger predatory towing protections. The result is a regulatory wave that’s reshaping how tow operators handle non-consensual tows, set storage rates, communicate with customers, and structure their billing practices. Operators who … Read more
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How to Read a Tow Truck Insurance Policy: A Plain English Guide
Most tow operators sign insurance policies they don’t fully understand. The documents run 50 to 100 pages, the language reads like it was written by lawyers for lawyers, and the broker hands over a stack of paperwork with a brief explanation of the highlights. Then a claim happens, the operator discovers something they thought was … Read more
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