- WE'RE THE TOW TRUCK INSURANCE professionalS IN MEMPHIS, TN -
Protect your business with tow truck insurance. We can help.
We can help you get the Memphis tow truck insurance that’s right for you, no matter what kind of towing you do.
Maybe you have an auto repair shop and a couple wreckers to move the cars that you’re working on. You might have a roadside assistance business with various vehicles that you use to bring aid to stranded drivers. Perhaps you have a traditional towing business and only tow disabled cars. Or maybe you’ve ventured into the world of repo. Whatever the case may be, your tow truck business faces risk. And that’s why tow truck insurance is so important. But if you’re worried about the price tag on that insurance, we can help - tow truck insurance doesn’t have to break the bank. Whether you’re a brand new venture or an established towing operation, we can help you find the tow truck insurance you need to protect your business at a reasonable rate. Our goal is the same as yours - secure the coverage you need to ensure that your business will be able to thrive for years to come.
We can help you save on Memphis tow truck insurance.
The tow truck insurance industry has been a little upside-down lately. A good number of insurance carriers have been backing out of the industry because they think that insuring tow trucks is too risky. And that means that some tow truck businesses have seen their policies get nonrenewed while others have seen their rates go up. But we have relationships with several insurance companies that will happily write some Memphis tow truck insurance, and with those relationships, we can help you save on your insurance rates by shopping. Our goal is to get you the insurance you need to protect your business - without draining your wallet. To get started with your tow truck insurance rates, all you have to do is fill out our online quote form or give us a call today. Our agents are ready to assist you with any of your insurance needs.
Review these common coverages other operations get for their tow truck business
Fun Facts about Memphis, Tennessee:
- People from Memphis are called Memphians.
- Memphis was named after the capital of Ancient Egypt, which was located on the Nile River. Andrew Jackson, John Overton, and James Winchester founded it.
- Elvis Presley moved to Memphis with his family as a teenager and grew up there.
- Music legend Aretha Franklin was born in Memphis.
- The metro area of Memphis sprawls into Arkansas and Mississippi.
Check out these fun things to do in Memphis, Tennessee:
- National Civil Rights Museum - Lorraine Motel.
- Graceland
- Sun Studio
- Stax Museum of American Soul Music
- Memphis Zoo
Get three free quotes on Memphis, Tennessee tow truck insurance
We know that tow truck insurance can feel a bit overwhelming, what with all of the coverages there are - auto liability, physical damage, on-hook/in-tow, garagekeepers, garage liability, and wrongful repo - and that’s why our tow truck professionals are pros at making tow truck insurance easy. We write tow truck insurance all day, every day, so we’ve got the process down pat. It’s kind of what we do. Plus we can get those quotes back to you quickly - we know that you can't wait around all day for some numbers!
No matter where you are in
TENNESSEE
we can help you get 3 free quotes
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About Tow Truck Insurance
Growing from 1 Truck to 5: Insurance Considerations for Fleet Expansion
Adding trucks feels like winning. More calls answered, more revenue coming in, more visible presence in the market, and finally the ability to say yes to contracts that were out of reach as a single-truck operation. What most operators don’t see coming is how much the insurance side of the business changes as they scale … Read more
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Winter Towing Preparation: What Operators Should Do Before the First Snowfall
Winter is when tow operators earn their reputations. Storm response calls, roadside recoveries in freezing rain, accidents on icy highways, and stranded motorists in dangerous conditions all create demand that experienced operators handle well and inexperienced operators struggle with. The difference between the two isn’t luck. It’s preparation. The operators who spend October getting equipment, … Read more
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Tow Truck Lien Sale Process: Insurance and Legal Considerations
Vehicles left unclaimed in storage yards eventually become a problem tow operators have to solve. Storage fees accumulate, the vehicle takes up space that could be generating revenue elsewhere, and at some point the operator has to either release the vehicle to the owner or sell it to recover costs. The lien sale process gives … Read more
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Tow Truck Insurance for LLCs vs. Sole Proprietorships
The business structure a tow operator chooses affects everything from taxes to legal liability to insurance pricing. Most operators start as sole proprietors because the setup is simple, the paperwork is minimal, and no attorney is required. As the business grows, many owners eventually reorganize as LLCs or corporations to gain liability protection and tax … Read more
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Tow Truck Driver Shortage 2026: How It’s Affecting Operators
The commercial driver shortage isn’t just a trucking industry story anymore. Tow operators feel it every day in trucks sitting idle for lack of qualified drivers, wages climbing faster than call revenue, and insurance renewals that scrutinize driver retention more carefully than ever. The industry is losing experienced drivers to retirement, watching new hires quit … Read more
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Cargo Coverage for Tow Trucks: What It Protects and Why You Need It
Most tow operators know their on-hook coverage protects the vehicle being towed. Fewer understand what happens to the personal belongings inside that vehicle, or to the freight inside a commercial truck being recovered from an accident scene. When customers file claims for stolen or damaged property inside a towed vehicle, operators often discover that neither … Read more
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Predatory Towing Laws: What’s Changing in 2026
The towing industry has spent the last few years in the crosshairs of state legislators, consumer protection advocates, and major trucking organizations pushing for stronger predatory towing protections. The result is a regulatory wave that’s reshaping how tow operators handle non-consensual tows, set storage rates, communicate with customers, and structure their billing practices. Operators who … Read more
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How to Read a Tow Truck Insurance Policy: A Plain English Guide
Most tow operators sign insurance policies they don’t fully understand. The documents run 50 to 100 pages, the language reads like it was written by lawyers for lawyers, and the broker hands over a stack of paperwork with a brief explanation of the highlights. Then a claim happens, the operator discovers something they thought was … Read more
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EV Towing: What Tow Operators Need to Know About Electric Vehicle Recovery
Electric vehicles are no longer rare on the road, and the tow operators dispatched to recover them are discovering that nothing about the work matches what they learned on conventional vehicles. The towing points are different. The hazards are different. The equipment requirements are different. Even the storage protocols after a recovery are different. Operators … Read more
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