- Get 3 Quick-
TOW TRUCK INSURANCE QUOTES IN TEXAS
Our goal is to make getting tow truck insurance as easy as possible. You can get started by filling out our online quote form. We’ll get three insurance quotes for your tow truck business in Texas!
Save money on Texas tow truck insurance by shopping for multiple quotes.
To get the best coverage for the lowest possible rate, you have to shop around. But we can help with that. We’ll get you three quotes to choose from, and we’ll make sure that you’re protected from all the risks. We like to make things easy, so all you have to do to get started is fill out our quote form.
- FACT: -
our agents know tow trucks
Getting the best insurance for your Texas tow truck business is essential. But to get the coverage you need, you have to work with an agent that understands the tow truck insurance industry and the risks you face every day.
We’ve got the experience to help you make sure that you're protected from all of the risks that your business faces. We won’t only get you your quotes. We’ll help you design an insurance plan that's customized for your business.
- WE KNOW THE COVERAGES YOU NEED -
for your tow truck or wrecker business
We have access to a number of carriers that write insurance for tow truck companies. It can be a struggle to find a company that will write your business, right? All you have to do is fill out our quote form and we’ll get you those quotes. Since we have a variety of carriers, the chances are pretty good that we’ll be able to save you money.
We’ll help you figure out which coverages your business needs, from auto liability, storage location insurance, wrongful repo, physical damage, garage liability, and garagekeepers insurance.
Review the following coverages that you may need for your towing business:
Get Texas tow truck insurance that's right for your business.
What's your tow truck business like?
Texas has its own requirements for insurance, and fortunately, we can help you make sure you’re meeting them! We’re familiar with the relevant laws and insurance requirements. Not only that, we’ll help you make sure there are no gaps in your coverage that could hurt your business. We don’t like to take any chances, and we know you don’t either. We want to make sure that, no matter what happens, you’re covered. Crazy things happen, and that’s what insurance is for.
Get more info about tow truck insurance in Texas:
Texas Department of Licensing and Registration (TDLR): The Texas Department of Licensing and Regulation gives you everything you need to know about getting the proper licensing for your Texas towing business. It also gives you the latest news about the industry plus the laws you need to be aware of.
Texas Towing and Storage Association (TTSA): The TTSA is a nonprofit that towing businesses can join to be part of a community and get information about the industry.
Texas Department of Transportation (TxDOT): The TxDOT is the organization that’s responsible for Texas roads and highways. Their goal is to make the transportation system safer and more efficient.
Texas Department of Insurance (TDI): TDI gives you more information about insurance in Texas, along with helpful resources.
Federal Motor Carrier Safety Administration (FMCSA): The FMCSA is the organization that regulates commercial vehicles around the country.
No matter where you are in
TEXAS
we can help you get 3 free tow truck insurance quotes
Do you have a wrecker business in San Antonio? Do you do repos in El Paso? Or maybe you do roadside assistance and towing in Amarillo. Maybe you’ve got a shop and a couple tow trucks in Laredo. Wherever you’re located in Texas, we can help you out with your tow truck insurance.
Houston
San Antonio
Dallas
Austin
Fort Worth
El Paso
Arlington
Corpus Christi
Plano
Laredo
Lubbock
Garland
Irving
Amarillo
Grand Prairie
Brownsville
Pasadena
Mesquite
McKinney
McAllen
Killeen
Waco
Carrollton
Beaumont
- Learn More -
About Tow Truck Insurance
Growing from 1 Truck to 5: Insurance Considerations for Fleet Expansion
Adding trucks feels like winning. More calls answered, more revenue coming in, more visible presence in the market, and finally the ability to say yes to contracts that were out of reach as a single-truck operation. What most operators don’t see coming is how much the insurance side of the business changes as they scale … Read more
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Winter Towing Preparation: What Operators Should Do Before the First Snowfall
Winter is when tow operators earn their reputations. Storm response calls, roadside recoveries in freezing rain, accidents on icy highways, and stranded motorists in dangerous conditions all create demand that experienced operators handle well and inexperienced operators struggle with. The difference between the two isn’t luck. It’s preparation. The operators who spend October getting equipment, … Read more
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Tow Truck Lien Sale Process: Insurance and Legal Considerations
Vehicles left unclaimed in storage yards eventually become a problem tow operators have to solve. Storage fees accumulate, the vehicle takes up space that could be generating revenue elsewhere, and at some point the operator has to either release the vehicle to the owner or sell it to recover costs. The lien sale process gives … Read more
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Tow Truck Insurance for LLCs vs. Sole Proprietorships
The business structure a tow operator chooses affects everything from taxes to legal liability to insurance pricing. Most operators start as sole proprietors because the setup is simple, the paperwork is minimal, and no attorney is required. As the business grows, many owners eventually reorganize as LLCs or corporations to gain liability protection and tax … Read more
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Tow Truck Driver Shortage 2026: How It’s Affecting Operators
The commercial driver shortage isn’t just a trucking industry story anymore. Tow operators feel it every day in trucks sitting idle for lack of qualified drivers, wages climbing faster than call revenue, and insurance renewals that scrutinize driver retention more carefully than ever. The industry is losing experienced drivers to retirement, watching new hires quit … Read more
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Cargo Coverage for Tow Trucks: What It Protects and Why You Need It
Most tow operators know their on-hook coverage protects the vehicle being towed. Fewer understand what happens to the personal belongings inside that vehicle, or to the freight inside a commercial truck being recovered from an accident scene. When customers file claims for stolen or damaged property inside a towed vehicle, operators often discover that neither … Read more
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Predatory Towing Laws: What’s Changing in 2026
The towing industry has spent the last few years in the crosshairs of state legislators, consumer protection advocates, and major trucking organizations pushing for stronger predatory towing protections. The result is a regulatory wave that’s reshaping how tow operators handle non-consensual tows, set storage rates, communicate with customers, and structure their billing practices. Operators who … Read more
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How to Read a Tow Truck Insurance Policy: A Plain English Guide
Most tow operators sign insurance policies they don’t fully understand. The documents run 50 to 100 pages, the language reads like it was written by lawyers for lawyers, and the broker hands over a stack of paperwork with a brief explanation of the highlights. Then a claim happens, the operator discovers something they thought was … Read more
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EV Towing: What Tow Operators Need to Know About Electric Vehicle Recovery
Electric vehicles are no longer rare on the road, and the tow operators dispatched to recover them are discovering that nothing about the work matches what they learned on conventional vehicles. The towing points are different. The hazards are different. The equipment requirements are different. Even the storage protocols after a recovery are different. Operators … Read more
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