- WE'RE THE TOW TRUCK INSURANCE professionalS IN EL PASO, TX -
We can help you get the tow truck insurance you need to protect your business.
No matter what kind of towing you do, we can help you get the tow truck insurance you need.
Maybe you have a traditional tow truck business with a mix of wreckers and rollbacks that only tow disabled vehicles. You might have an auto repair shop with a couple tow trucks that you use to haul the cars you’re working on. Or maybe you do roadside assistance and use a variety of vehicles to bring aid to stranded drivers. Perhaps you’re a brave soul and you’ve gotten into the world of repo. No matter what kind of towing you do, you face a lot of risk as the owner of a tow truck operation. And that’s why it’s so important to have the right tow truck insurance behind you. If you’re dreading the price tag on that insurance, don’t worry - we specialize in finding affordable tow truck insurance for businesses like yours. We understand that you don’t want to break the bank while you’re trying to protect your business. Tow truck insurance is what we do all day, every day.
We can help you save money on your El Paso tow truck insurance.
The tow truck insurance industry has been in turmoil lately because lots of insurance carriers are backing away from insuring tow trucks. They think that they're risky to insure. As a result, plenty of tow truck businesses are getting their policies nonrenewed. Many others are facing steep increases in their insurance rates. But we have connections with numerous insurance carriers who would gladly write some tow truck insurance in Texas. With these relationships, we can help you shop for insurance rates, and shopping usually means saving. We can help you find the best rate for your tow truck insurance - we’re pretty determined about helping businesses save money. All you have to do to get your three free quotes is fill out our online quote form or give us a call - whichever you prefer. Our tow truck insurance professionals are ready to help you with any of your insurance needs.
Here are some common coverages other operations get for their tow truck businesses
Fun Facts about El Paso, Texas:
- In Spanish, El Paso means “the pass.”
- El Paso is closer to Phoenix, AZ and Santa Fe, NM than it is to Austin, the state capital of Texas. It’s also closer to LA than Orange, Texas.
- There are nine state parks within driving distance of the city.
- Stevie Nicks is from El Paso.
- The Sun Bowl, the second-oldest consecutive college football tournament in the US, is held in El Paso. The first one was in 1937.
Check out these fun things to do in El Paso, Texas:
- Wyler Aerial Tramway
- Chamizal National Memorial
- Hueco Tanks State Historic Sites
- International Museum of Art
- Franklin Mountains State Park
Get three free quotes on El Paso, Texas tow truck insurance
There are a lot of different coverages for tow truck businesses out there. There’s auto liability, garagekeepers, on-hook/in-tow, physical damage, garage liability, and wrongful repo, to name just a few. We know that it can get a little overwhelming, so our tow truck insurance professionals are pros at making insurance as easy as pie. Our goal is to take the stress out of the insurance process, and since this is what we specialize in we’ve gotten pretty good at it if we do say so ourselves! First, we’ll help you identify your risks. Then we help you determine what coverages and limits are right for your business. And then we quote your business based on that. It’s simple! We can help you create a tow truck insurance plan that’s specially tailored to your business. And since we know that you’re busy with a business to run, we’ll get you those quotes at light speed. Our agents are really good at working fast so that they don’t keep anyone waiting.
No matter where you are in
TEXAS
we can help you get 3 free quotes
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About Tow Truck Insurance
Growing from 1 Truck to 5: Insurance Considerations for Fleet Expansion
Adding trucks feels like winning. More calls answered, more revenue coming in, more visible presence in the market, and finally the ability to say yes to contracts that were out of reach as a single-truck operation. What most operators don’t see coming is how much the insurance side of the business changes as they scale … Read more
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Winter Towing Preparation: What Operators Should Do Before the First Snowfall
Winter is when tow operators earn their reputations. Storm response calls, roadside recoveries in freezing rain, accidents on icy highways, and stranded motorists in dangerous conditions all create demand that experienced operators handle well and inexperienced operators struggle with. The difference between the two isn’t luck. It’s preparation. The operators who spend October getting equipment, … Read more
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Tow Truck Lien Sale Process: Insurance and Legal Considerations
Vehicles left unclaimed in storage yards eventually become a problem tow operators have to solve. Storage fees accumulate, the vehicle takes up space that could be generating revenue elsewhere, and at some point the operator has to either release the vehicle to the owner or sell it to recover costs. The lien sale process gives … Read more
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Tow Truck Insurance for LLCs vs. Sole Proprietorships
The business structure a tow operator chooses affects everything from taxes to legal liability to insurance pricing. Most operators start as sole proprietors because the setup is simple, the paperwork is minimal, and no attorney is required. As the business grows, many owners eventually reorganize as LLCs or corporations to gain liability protection and tax … Read more
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Tow Truck Driver Shortage 2026: How It’s Affecting Operators
The commercial driver shortage isn’t just a trucking industry story anymore. Tow operators feel it every day in trucks sitting idle for lack of qualified drivers, wages climbing faster than call revenue, and insurance renewals that scrutinize driver retention more carefully than ever. The industry is losing experienced drivers to retirement, watching new hires quit … Read more
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Cargo Coverage for Tow Trucks: What It Protects and Why You Need It
Most tow operators know their on-hook coverage protects the vehicle being towed. Fewer understand what happens to the personal belongings inside that vehicle, or to the freight inside a commercial truck being recovered from an accident scene. When customers file claims for stolen or damaged property inside a towed vehicle, operators often discover that neither … Read more
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Predatory Towing Laws: What’s Changing in 2026
The towing industry has spent the last few years in the crosshairs of state legislators, consumer protection advocates, and major trucking organizations pushing for stronger predatory towing protections. The result is a regulatory wave that’s reshaping how tow operators handle non-consensual tows, set storage rates, communicate with customers, and structure their billing practices. Operators who … Read more
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How to Read a Tow Truck Insurance Policy: A Plain English Guide
Most tow operators sign insurance policies they don’t fully understand. The documents run 50 to 100 pages, the language reads like it was written by lawyers for lawyers, and the broker hands over a stack of paperwork with a brief explanation of the highlights. Then a claim happens, the operator discovers something they thought was … Read more
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EV Towing: What Tow Operators Need to Know About Electric Vehicle Recovery
Electric vehicles are no longer rare on the road, and the tow operators dispatched to recover them are discovering that nothing about the work matches what they learned on conventional vehicles. The towing points are different. The hazards are different. The equipment requirements are different. Even the storage protocols after a recovery are different. Operators … Read more
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