What Is Garagekeepers Liability Coverage?

Garagekeepers Liability Coverage

Companies in the business of storing customer vehicles need to be protected. For example, tow truck drivers who are called to tow a car in the middle of the night frequently must store the cars in their shops for the night. If a few hours later, someone breaks into the shop and vandalizes the customer’s vehicle, the driver can be held liable. So, in instances like these, you’ll want garagekeepers liability coverage.

In this article, we’ll discuss the importance of this insurance, as well as who needs it and what isn’t covered. Let’s get started.

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6 Types of Insurance You Need for Your Towing Business

While a tow truck service protects the cars of other people, you might wonder who protects the trucks and drivers of the actual towing business.

The answer is, insurance companies. If you’re a trucker or run a fleet, purchasing insurance for your tow truck business would be an ideal way to add protection. While buying insurance can be an easy process, finding the right policy for your trucking business is enough to overwhelm you.

We say this because there is no insurance policy specifically designed for the tow truck business. However, there are many options you can select to make one comprehensive policy to provide your business with the coverage it needs.

Don’t fret if you have no idea how to go about it. Here we’ve enlisted six types of insurance that you can use to protect your trucks and drivers.

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How much does garagekeepers insurance cost?


Running a tow truck business is no easy task, especially where tow truck insurance is concerned. All the different coverages can get overwhelming, but the importance of having the right tow truck insurance can’t be understated. One type of coverage you may want to consider is garagekeepers insurance (but if you live in Texas or Virginia, you’d know this as storage location insurance.) The question on your mind might be how much does garagekeepers insurance cost. The truth is that the cost of garagekeepers varies from business to business because every wrecker operation is different. There are several factors that influence the cost of garagekeepers insurance, and we’ll go over them for you.

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Why does my tow truck business need garagekeepers insurance?

Here's how much to charge for towing a car.

Tow truck drivers work day and night. Emphasis on the night part. Why is it that flat tires, breakdowns, and accidents always happen at night? Anyways, the point is that sometimes you might have to rescue a car and its driver when it’s late. That’s where garagekeepers insurance can come into play. We’ll go over the definition of garagekeepers insurance and explain why it can help your business.

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