Your drivers are a crucial part of your tow truck business. They’re what keeps the business running and what makes it possible. They have a demanding job, what with all the driving and loading cars onto their tow trucks. Plus, actually finding the cars that need to be towed … not an easy task sometimes! Because of the huge role your drivers play in your business, they have a major impact on your tow truck insurance premiums.
Accidents and tickets can significantly impact your insurance rates. That’s because insurance companies aren’t big fans of risks, and tickets and accidents are seen as risks. Your insurance company wants to see that you have safe drivers who won’t cause claims.
Of course, they understand that accidents happen. No one’s perfect. But if there are excessive accidents and tickets, that’s an indication of risk, and that could mean higher rates. That’s why, when you’re getting quotes for your insurance, the agent quoting you will most likely ask if your drivers have had any tickets or accidents within a certain amount of time.
This is why it’s important for you to hire drivers that show that they’re committed to safety. Background checks and MVRs are also important for you as the owner of a tow truck company. An MVR, or Motor Vehicle Record, basically gives you an overview of the driver’s driving record.
For your drivers to take safety seriously, you need to show that your business takes safety seriously. Having safety meetings frequently will keep safe driving practices fresh in everyone’s minds. You also need to make sure to have training that goes over all of the policies that your business has in place – for example, you might have policies on seatbelt use, distracted driving, and vehicle inspections. It’s important to establish your expectations of your drivers so that they know what a big deal safety is.
Make sure you have strict hiring practices. Finding the right people for the job might be hard, but it’s worth it when it comes to your tow truck insurance rates. Besides, your drivers are the face of your business. They’re the people that your clients see and interact with. Don’t you want them to be friendly, hard-working, and professional? You want your clients to come away from their experience raving to all their friends and family about your business, right? So it’s important to have drivers who will take good care of your clients’ cars and treat them as if they were their own. That means no texting and driving, no speeding, and no reckless behavior.
In short, safe drivers have good MVRs. Good MVRs can mean better tow truck insurance rates. And better tow truck insurance rates means you can funnel the money you save back into your business.
We know that it’s hard to get affordable tow truck insurance these days. We want to help you save money on your rates, and we’re committed to helping your business get the coverage you need at the best possible rate. We’ll make the insurance process as easy on you as possible, and we’ll get back to you fast with your three free quotes. All you have to do is fill out our quote form or give us a call today. One of our specialists would be happy to help with all of your tow truck insurance needs.