How to Choose the Best Tow Truck Insurance Company

Best Tow Truck Insurance Company

As the population grows, so does the number of cars on the road. That means there’s a growing demand for towing services and tow truck drivers. To combat the risks on the road, businesses need tow truck insurance.

Due to the size of tow trucks, they have an increased chance of getting into a collision. Also, due to the nature of their job, they’re more likely to sustain life-threatening injuries. Therefore, to protect your towing business and drivers, you need quality tow truck insurance.

We understand commercial auto insurance isn’t cheap; therefore, it’s our mission to help you find the best coverage.

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How to Get Cheap Tow Truck Insurance

cheap tow truck insurance

Reliable commercial auto insurance is often very costly; however, it would be detrimental to go without it. Tow truck insurance is vital for many reasons and not having it could land you in a great deal of trouble. Fortunately, there are a few ways to get cheap yet reliable tow truck insurance. This way your drivers and your business will be protected.

Here are some ways to save big on your tow truck insurance. Let’s get started.

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What’s the Wall of the Fallen?

wall of the fallen

The International Towing and Recovery Museum in Chattanooga, Tennessee features many historical tow trucks. For instance, they have on display the world’s oldest tow truck and largest wrecker, along with one of the tow trucks that was used during WWI.

Apart from the museum, there’s a memorial dedicated to the tow truck drivers who’ve lost their lives on duty. This area is referred to as the Wall of the Fallen.

In this article, we’ll discuss the main attractions of the museum, including the memorial. Let’s get started.

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Actual Value vs Stated Value for Tow Trucks

Actual Value vs Stated Value for Tow Trucks

Unfortunately, as a towing business owner, you have to combat many risks. Even if you comply with regulations, follow protocol, and make sure your drivers maintain a clean record, the risk of an accident is always there. Therefore, understanding an insurance policy is crucial for the sake of getting adequate coverage.

Since your tow trucks are high-dollar pieces of equipment, you want to make sure they’re fully protected. Therefore, you’ll want to understand the difference between actual value and stated value. Failing to know the difference can possibly leave your tow trucks underinsured!

In this article, we’ll go over in-depth actual value vs stated cash value for tow trucks. This way you can fully understand your tow truck insurance policy and coverage options.

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How to Tow an Electric Car

tow an electric car

Are you planning to offer your tow truck services to electric cars too? It wouldn’t be a bad idea considering in 2020 there were 1.8 million electric vehicles registered in the US and this number continues to grow. So, as a tow truck driver, you want to be prepared if someone with an electric vehicle breaks down and requests your services.

As you know, electric vehicles run very differently compared to gas-powered cars. This means the towing process will also be different. In this article, we’ll discuss the best way to tow an electric car that won’t cause any damage. Let’s begin.

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OSHA Requirements for Tow Truck Drivers

osha requirements for truck drivers

If you think being a tow truck driver is easy, think again. According to the National Institute for Occupational Safety, towing is considered one of the most dangerous industries in the world. Statistics state that once every six days a tow truck driver is killed while on duty.

The reason this occupation is so dangerous is because tow truck drivers spend the majority of their time on the side of busy roads. Unfortunately, many drivers don’t follow the Move Over Laws which state you must slow down and/or move over when you see an emergency vehicle on the side of the road. Not only this but there’s also an increased chance of a collision to and from a job or an injury from an improperly loaded vehicle.

To keep tow truck drivers safe while on duty, OSHA has some requirements in place. In this article, we’ll discuss those requirements as well as some crucial safety tips. Let’s begin.

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The Benefits of Dash Cams for Tow Trucks

dash cams for tow trucks

According to the National Transportation Safety Board, fleets and towing businesses should consider installing a video monitoring system in their trucks. By doing so companies can protect their drivers against fraudulent claims and improve their driving skills.

Dash cams have become an essential device in both the trucking and towing world. As you know, operating a heavy-duty vehicle requires a lot of skill and there are a lot of risks involved. In fact, tow truck accidents can be very costly. This is where dash cams would prove to be very beneficial.

Dash cams give you the ability to monitor your surroundings and refer back when necessary. For example, say you’re parked and go inside for a snack, and when you come back out someone backed up into your tow truck. Without the help of a dash cam, you wouldn’t know who did it or have any proof. Therefore, you could be left footing your own repair bill!

The point is, dash cams can help towing companies save a significant amount of money. Then this money could be used towards improving fleet performance and safety.

In this article, we’ll discuss the many benefits of using a dash cam for tow trucks.

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How to Retain Tow Truck Drivers

how to retain tow truck drivers

Hiring new tow truck drivers is not an easy task and comes with a huge price. The recruiting process can be very lengthy and tedious resulting in lots of time and energy on your part. For example, you have to screen all your applicants for driving violations and criminal records. Once they pass the screening you hold interviews and the ones who are hired go onto training.

As you can see, constantly hiring new drivers isn’t very cost-effective for your towing business. So, if you want to cut costs and reduce your efforts, you should focus on driver retention.

Therefore, here are a few ways you can retain your tow truck drivers.

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Tow Truck Driver Training and Requirements – What to Know

tow truck driver training

Being a tow truck driver isn’t an easy job, in fact, it requires extensive training and knowledge. The job entails hauling broken down, totaled, or illegally-parked vehicles at all times of the day. Not to mention, these duties are crucial and you’re responsible for following safe practices on the road.

Therefore, not just anyone can be a tow truck operator. Firstly, you’ll have to complete several licensing programs and tests before you’re legally allowed to operate a tow truck. So, if you plan on starting a career in the towing industry then you may have some questions.

In this article, we’ll discuss who’s eligible to operate a tow truck and what the training requirements are.

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Tow Truck Maintenance Checklist

tow truck maintenance

If your tow trucks are running then so is your business.

It’s safe to say if your tow trucks are well-maintained then you’ll be able to spend more time on the road making money. So, it’s in your best interests to keep your trucks in working condition.

We understand how difficult it can be to maintain a tow truck. As I’m sure you’re aware, they aren’t like regular cars…they are complex heavy-duty vehicles. Taking care of a tow truck requires extensive knowledge and effort.

However, even though it’s difficult you should never neglect tow truck maintenance. Failing to do so can result in halts in your business operations and cost you more money in the long run. 

In this article, we’ll discuss several ways to maintain your tow truck so you can keep more money in your pocket and keep your business running. Let’s begin.

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